To all of you that are business owners, have you read the guidelines around this program? It is intended to keep people on the job/payroll through the crisis. It implies that if employers are able to due this under the determined criteria, that the loans will be forgiven. I am not sure exactly how that could happen, as somebody has to pay for it- it would no longer be a loan but a gift. I am interested in helping employees but curious about the thoughts of others contemplating this program.